Energy efficiency rebates in New York.
Every federal, state, and utility incentive for heat pumps, insulation, air sealing, and weatherization in New York — cross-referenced and kept current.
Tell us about your project. We'll match you with local pros and every rebate you qualify for.
NYSERDA
- Type
- State Authority
- Website
- www.nyserda.ny.gov
- IRA allocation
- $317.7M ($159.3M HOMES + $158.4M HEAR)
Active rebate programs
6 programs currently accepting applications in New York.
| Program | Amount | Eligibility | Status |
|---|---|---|---|
| Comfort Home (Attic + Rim Joist) | $2,500 | All homeowners | Active |
| Comfort Home (Wall Insulation) | $3,000 | All homeowners | Active |
| Comfort Home (Windows) | $2,000 | All homeowners | Active |
| EmPower+ (Income-Eligible) | Up to $14,000 | Income-qualified; base cap $12,000-$14,000 low-income or $6,000-$7,000 moderate-income, plus itemized federal HEAR add-ons | Active |
| Home Performance with ENERGY STAR | Varies | BPI-certified contractor assessment | Active |
| Con Edison Weather Ready Weatherization | Up to $3,500 | Con Ed customers, up to 50% of cost ($2,000-$3,500 most homes, $1,000-$1,750 heat pump homes), stacks with NYSERDA | Active |
Run the numbers for New York.
Free, no account needed. Every figure is cited, so you have a benchmark before a New York contractor quotes you one.
IRA implementation status
How New York is implementing the Inflation Reduction Act home energy rebates.
Metro areas in New York
Local utility programs and municipal incentives by metro area.
Local Law 97 carbon caps on large buildings. Con Edison + NYSERDA stacking. Gas ban (LL 154) in new buildings effective 2026-2027.
National Grid territory
National Grid territory
Rebates are step one
Once you know what New York pays, here's the rest of the path: what order to do the work in, and what belongs on a fair quote.
What order to do it in
Envelope first, equipment second — how to sequence a retrofit to your budget and your rebates' deadlines.
How to read a quote
What belongs on a heat pump or insulation quote, and the red flags that mean keep shopping.
What attic insulation costs
Per-square-foot prices by material, and why this is the work rebate programs subsidize hardest.
Claim rebates after install
The document kit, the application walkthrough, and the mistakes that get claims rejected.
Rebates cover part of it. Here's the rest.
What New York pays is the first rung. These cover the money questions underneath it: the 2026 federal rules, the state and utility loan programs worth checking before a bank, and the borrowing routes that come after.
How to pay for it
The whole money picture in order of cost: rebates first, then low-interest loans, then borrowing.
State energy loans
The state and utility loan programs we have verified at the administrator, with rates and conditions.
The 2026 rebate rules
What DOE Program Notices 26-1 and 26-2 changed about HEAR and HOMES, and which states are live.
Latest New York energy news
Recent New York rebate, policy, and efficiency coverage from our monitored sources.
ConEd plans 28 new substations by 2035
Con Edison, the utility serving New York City, part of the Hudson Valley, and pieces of northern New Jersey, says it now plans to build 28 new substations by 2035, up from the 22 it projected earlier this year. The company is spending about $37.2 billion upgrading its power grid to keep up with rising electricity demand as buildings and vehicles switch from fossil fuels to electricity. New buildings in ConEd's territory are asking for as much as 25% more electric capacity than older ones, and the utility is preparing to serve big new customers like a stadium complex in Queens, upgrades at JFK Airport, and a large mixed-use development in the Bronx. For homeowners, this is mostly background context rather than something requiring immediate action. It signals that ConEd is investing heavily to handle more electric heating, cooling, and vehicle charging in the years ahead, which supports the broader shift toward electrification that rebate programs are pushing. The company says its outlook for electric service is strong, with far fewer outages than the national average, but the future of its natural gas business is less certain as the state and city push climate goals like Local Law 97, which requires large buildings to cut emissions. Separately, ConEd's revenue rose more than 10% in the second quarter, and its commercial customers saw bill increases last summer. The utility says it is watching a new state law meant to keep rate increases below inflation, which could affect what customers pay going forward.
Bills rise when utilities use conflicting forecasts to drive gas and electric investment
A new analysis points to a costly mismatch inside utilities that sell both gas and electricity: their two divisions are sometimes planning for different futures, and customers end up paying for both. In upstate New York, National Grid's electric division expects over 30,000 more heat pump installations by 2030 than its gas division assumes. Because the gas side is planning as if that shift away from gas heating won't happen, it's set to spend $550 million by 2029 on growth-related infrastructure that may not be needed if its own electric division's forecast is right. Researchers estimate the gas utility could end up serving about 15,000 fewer customers than planned. This matters to your wallet because infrastructure spending like this makes up a large share of both gas and electric bills — about 75% in New York, according to the piece. Under current trends, National Grid customers could see bills rise roughly $300 a year for both gas and electric service by the end of 2027. The concern is that when a utility's gas and electric arms use conflicting assumptions about how many households will switch to heat pumps, one side risks overbuilding infrastructure that goes underused, and ratepayers cover the cost either way. New York is now considering ways to fix this through "integrated" gas-and-electric planning, which would require both divisions to work from the same assumptions before spending money. A bill in the state Senate (S5995) would push regulators in that direction, and some utilities, including Consolidated Edison and Central Hudson, have already started similar pilot efforts. If your utility serves both gas and electricity, this kind of planning mismatch could be showing up in your own bill, even if it hasn't made headlines yet.
New York’s grid is struggling to handle the heat
New York's power grid is under growing strain during hot weather. In July, nearly 10,000 people in Southeast Queens lost power during a heat wave, and New York City's mayor asked residents to set air conditioners to 78 degrees to ease pressure on the system. Last year, the grid operator paid customers to cut electricity use 22 times to avoid overloads, far more than in past years. A federal reliability group has warned that New York faces a higher-than-usual risk of running short on power during extreme weather, as more homes switch to electric heat and appliances and as data centers and factories add to demand. Much of downstate New York, including the city, still runs on old gas-fired power plants, and state law only requires retiring them once cleaner replacements are ready. Officials are trying to speed up smaller, local power sources, like rooftop solar and batteries, that connect directly to neighborhood power lines rather than the large regional grid. A bill called the SUNNY Act, now awaiting the governor's signature, would make it easier to install plug-in solar panels on balconies. Advocates say current rules treat these small setups, sometimes little more than a large appliance, like major construction projects, which can take years to approve. Bigger clean energy projects, including offshore wind, face their own delays from high costs, slow grid-connection reviews, and federal opposition that has stalled some projects. If you're considering solar or battery storage for your own home, it's worth watching whether new state rules ease the approval process, since that's been one of the biggest obstacles so far.
Ready to see what you qualify for in New York?
Tell us about your project and we'll match you with up to 3 licensed local contractors. Every quote itemizes the New York incentives you qualify for. Free, no obligation.
New York: up to $14,000 back right now
Get quotes