Energy efficiency rebates in Indiana.
Every federal, state, and utility incentive for heat pumps, insulation, air sealing, and weatherization in Indiana — cross-referenced and kept current.
Tell us about your project. We'll match you with local pros and every rebate you qualify for.
Indiana Office of Energy Development
- Type
- State Agency
- Website
- www.in.gov/oed
- Phone
- 855-446-7283
- IRA allocation
- ~$182M
Active rebate programs
7 programs currently accepting applications in Indiana.
| Program | Amount | Eligibility | Status |
|---|---|---|---|
| Indiana Energy Saver — HEAR (federal) | Up to $14,000/household | Income-qualified: below 80% AMI covers 100% of cost, 80-150% AMI covers 50%. Heat pump $8,000, HPWH $1,750, panel $4,000, wiring $2,500, insulation/air sealing $1,600. Cannot replace existing electric equipment. Live since 5/14/2025 via approved contractors | Active |
| Indiana Energy Saver — HOMES (federal) | Up to $4,000 | Whole-home retrofits with 20%+ predicted energy savings; more for income-qualified. Single combined application with HEAR | Active |
| NIPSCO Residential Heat Pump Rebate | $800-$1,000 | NIPSCO customers; by SEER2: $800 (15.2-16.1), $900 (16.2-17.0), $1,000 (17.1+). Install Jan 1-Nov 30, 2026; apply within 60 days of install | Active |
| Duke Energy Indiana Smart $aver | ~$400-$1,000 | Duke Energy Indiana electric customers; ~$400 qualifying heat pump, $600-$1,000 strip-heat conversion, ~$500 heat-pump replacement; also attic insulation, air sealing, duct sealing | Active |
| Bloomington Green Home Improvement (BGHIP) | 25-40% of cost, $500 min | Bloomington residents; 25% general / 40% low income. Heat pumps, HVAC, attic insulation, doors/windows. First-come, funding-limited — apply before starting work | Active |
| Weatherization Assistance | Up to $7,500 | Income-qualified households | Active |
| Vectren / CenterPoint Energy rebates (southern IN) | Not verified — confirm with utility | CenterPoint (Vectren) gas customers in southern Indiana. 2026 amounts not re-verified as of 2026-07-11 — confirm current offerings before relying on a figure | Active |
Run the numbers for Indiana.
Free, no account needed. Every figure is cited, so you have a benchmark before a Indiana contractor quotes you one.
IRA implementation status
How Indiana is implementing the Inflation Reduction Act home energy rebates.
Metro areas in Indiana
Local utility programs and municipal incentives by metro area.
AES Indiana territory
Rebates are step one
Once you know what Indiana pays, here's the rest of the path: what order to do the work in, and what belongs on a fair quote.
What order to do it in
Envelope first, equipment second — how to sequence a retrofit to your budget and your rebates' deadlines.
How to read a quote
What belongs on a heat pump or insulation quote, and the red flags that mean keep shopping.
What attic insulation costs
Per-square-foot prices by material, and why this is the work rebate programs subsidize hardest.
Claim rebates after install
The document kit, the application walkthrough, and the mistakes that get claims rejected.
Rebates cover part of it. Here's the rest.
What Indiana pays is the first rung. These cover the money questions underneath it: the 2026 federal rules, the state and utility loan programs worth checking before a bank, and the borrowing routes that come after.
How to pay for it
The whole money picture in order of cost: rebates first, then low-interest loans, then borrowing.
State energy loans
The state and utility loan programs we have verified at the administrator, with rates and conditions.
The 2026 rebate rules
What DOE Program Notices 26-1 and 26-2 changed about HEAR and HOMES, and which states are live.
Ready to see what you qualify for in Indiana?
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Indiana: up to $14,000 back right now
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