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IN · 11 active programs

Energy efficiency rebates in Indiana.

Every federal, state, and utility incentive for heat pumps, insulation, air sealing, and weatherization in Indiana — cross-referenced and kept current.

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Indiana right now
Estimate my Indiana incentives
Verified Aug 31, 2026
$14,000
Max stackable
11
Programs
Indiana Office of Energy Development
State agency
855-446-7283
Agency phone
Active programs
11
Top rebate
$14,000
State agency
Indiana Office of
IRA status
Launched
01 · State agency

Indiana Office of Energy Development

Type
State Agency
Website
www.in.gov/oed
Phone
855-446-7283
IRA allocation
~$182M
02 · Programs

Active rebate programs

7 programs currently accepting applications in Indiana.

Verified weekly
Program Amount Eligibility Status
Indiana Energy Saver — HEAR (federal) Up to $14,000/household Income-qualified: below 80% AMI covers 100% of cost, 80-150% AMI covers 50%. Heat pump $8,000, HPWH $1,750, panel $4,000, wiring $2,500, insulation/air sealing $1,600. Cannot replace existing electric equipment. Live since 5/14/2025 via approved contractors Active
Indiana Energy Saver — HOMES (federal) Up to $4,000 Whole-home retrofits with 20%+ predicted energy savings; more for income-qualified. Single combined application with HEAR Active
NIPSCO Residential Heat Pump Rebate $800-$1,000 NIPSCO customers; by SEER2: $800 (15.2-16.1), $900 (16.2-17.0), $1,000 (17.1+). Install Jan 1-Nov 30, 2026; apply within 60 days of install Active
Duke Energy Indiana Smart $aver ~$400-$1,000 Duke Energy Indiana electric customers; ~$400 qualifying heat pump, $600-$1,000 strip-heat conversion, ~$500 heat-pump replacement; also attic insulation, air sealing, duct sealing Active
Bloomington Green Home Improvement (BGHIP) 25-40% of cost, $500 min Bloomington residents; 25% general / 40% low income. Heat pumps, HVAC, attic insulation, doors/windows. First-come, funding-limited — apply before starting work Active
Weatherization Assistance Up to $7,500 Income-qualified households Active
Vectren / CenterPoint Energy rebates (southern IN) Not verified — confirm with utility CenterPoint (Vectren) gas customers in southern Indiana. 2026 amounts not re-verified as of 2026-07-11 — confirm current offerings before relying on a figure Active
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04 · Federal programs

IRA implementation status

How Indiana is implementing the Inflation Reduction Act home energy rebates.

HEAR (Electrification)
Launched / active (since 5/14/2025)
HOMES (Efficiency)
Launched
Indiana Energy Saver — single combined HEAR+HOMES application, upfront discount via approved contractors. Verified 2026-07-11. Not re-verified this sweep (treat as unverified): AES Indiana (formerly IPL), Indiana Michigan Power (AEP), Vectren/CenterPoint. Prior '$275-$3,000' utility range uncorroborated.
05 · Local incentives

Metro areas in Indiana

Local utility programs and municipal incentives by metro area.

Indianapolis
2.1M

AES Indiana territory

07 · How to pay for it

Rebates cover part of it. Here's the rest.

What Indiana pays is the first rung. These cover the money questions underneath it: the 2026 federal rules, the state and utility loan programs worth checking before a bank, and the borrowing routes that come after.

06 · Latest news

Latest Indiana energy news

Recent Indiana rebate, policy, and efficiency coverage from our monitored sources.

Updated Aug 31, 2026
Electrek · Aug 26

Gary, Indiana is a warning: energy independence has gotten personal

A derecho storm knocked out power to nearly 370,000 people around Gary, Indiana on August 11. Nearly two weeks later, tens of thousands were still in the dark, with power mostly restored only by late August. Residents have pointed out that data centers in the region reportedly stayed powered through the outage while homes went without for days, raising questions about how utilities prioritize repairs and infrastructure spending. This fits a broader pattern worth knowing about if you're weighing home energy upgrades. Data centers are consuming a fast-growing share of the country's electricity, and that demand is showing up in bills: the national average residential electricity rate hit 17.45 cents per kilowatt-hour in January 2026, up 9.5% from a year earlier. In Virginia, Dominion Energy proposed its first base-rate increase since 1992, adding about $8.51 a month, citing infrastructure needs driven partly by data centers. Rising rates and grid strain from extreme weather are two separate pressures, but they're pushing more homeowners toward solar and battery backup as a way to keep essentials like refrigeration, lights, and medical equipment running during outages. None of this points to a specific rebate or deadline, but it's a reminder that grid reliability and cost pressures vary a lot by state and utility. If outages or rising rates are a concern where you live, it may be worth checking what backup or efficiency options are available in your area.

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